How to Avoid Dealing with Insurance Companies in A Personal Injury Case in Canada

If you have been injured due to someone else's negligence, you have a legal right to pursue compensation for your injuries. Each incident is unique, and the amount of compensation you may be offered will depend on circumstances surrounding the event that caused you injury. The Supreme Court of Canada has set limits on compensation for pain and suffering. However, if you are living in Edmonton, you are allowed to make claims for the following:

• Future care
• Lost opportunity
• Lost wages
• And other compensation based on the nature of the injury

Talk to a personal injury lawyer in Edmonton to learn if your case will be allowed as a personal injury case and how much compensation you may be able to seek. Talking to a lawyer who handles personal injury claims can also help you avoid dealing with insurance companies, as they can handle all communications for you.

Talk to a Personal Injury Lawyer and Avoid the Insurance Companies

Anyone injured due to negligent acts should speak with a lawyer to learn their legal rights and avoid the insurance companies. Insurance companies will attempt to have you settle claims for the lowest possible compensation. Having a lawyer handle communications with insurance companies will help you receive the best settlement possible.

When negotiations begin for a settlement in your personal injury case, the insurance adjusters typically offer a ‘take it or leave it' settlement amount. You want a personal injury lawyer working with you to provide the correct answers to the insurance so the settlement terms genuinely cover all of the costs associated with your injuries. For this reason, allowing the personal injury lawyer to handle insurance company communications will help you avoid the risk of saying the wrong thing or accepting an unacceptable settlement.

Statute of Limitations in Personal Injury Cases

Another reason to have a personal injury lawyer handle your case is to ensure you stay within the statute of limitations set forth by the laws in Canada. The statute of limitations in Canada for filing personal injury cases is two years from when the injury or event occurred. If you are filing a fatality claim in Canada, you have only one year to file, and if it is a claim against the government, you may have only six months.

Types of Personal Injury Cases in Canada

There are different types of personal injury cases filed in Canada every year. However, the most common one is motor vehicle-related. These are some of the most common types of cases:

Assault

Assault has become more common in recent years for personal injury claims. Legally, assault is defined as someone applying direct or indirect intentional force without consent on someone else. It can also be considered assault if someone threatens force and gives another reason to believe the person is being threatened. If a weapon is used against someone or something that looks like a weapon is used to hinder an individual, this can also be assault.

Vehicle Accidents

The injuries sustained in automobile accidents have seen a downward trend in Canada. However, they are still the majority of personal injury cases.

Wrongful Death

Accidents, malpractice, and negligence can all end in death. Talk to a personal injury lawyer to learn how you can file for wrongful death and what documentation or proof is needed for a case.

Premises Liability

Premises liability makes up the least number of personal injury claims; however, it is still common. Negligence that caused harm or injury has to be proven, and these cases can even become complicated. Some of the most common reasons for filing personal injury cases under premises liability include:

• Dog bites
• Slip and Falls
• Accidents in swimming pools

Proof of negligence will need to be shown as evidence in these cases. Talk with a personal injury lawyer to learn how to file for compensation for these injuries. 

Personal injury claims can be challenging and emotional to navigate. Having to deal with insurance companies can make them even more difficult. Working with a personal injury lawyer will help you avoid dealing with insurance companies and ensure you receive the fairest settlement possible.